Our Process

It is essential that our clients have a roadmap of how they want their future to look – we can help you figure out where you want to go and how to get there.

We’ll deliver the resources and information you need in the planning stage and, by doing so, you’ll be better equipped to participate in our process, the GPS Formula. ‘Grow, Protect, Spend’ covers all aspects of wealth creation and risk management.


We will coach you to think like a business owner, not a consumer. Just because an investment has done well in the past doesn’t mean that it is aligned to do well in the future – there’s more to it than that!

We’ll explain our investment approach and methodology in a clear, simple way that allows everyone involved to better understand and evaluate how a portfolio is expected to perform.

Our investment selection starts by analyzing where we’ve been and where we are today, in order to create a strategy that will best help us achieve our goals for the future. The main goal of investing is simple – to make money! Having a clear understanding of how much risk you want to take (your comfort level) versus how much risk you need to take in order to accomplish your goals is key. Our process helps our clients focus on meeting their financial goals, not chasing returns.

It doesn’t matter how much your cousin or your neighbor is making on his/her portfolio or what you see in the media – your portfolio is unique to you and while the goal is to make money, discipline is required to maintain peace of mind.


Congratulations – you’ve committed to your plan and you’re on your way to accomplishing your goals and aspirations.  Now all you need is to follow the plan, right?  Almost.  This is the time to identify the risks that could derail your plan.

We all desire security and security provides peace of mind. While security is important, whether it be job security or financial security, it’s equally important to protect what you’re planning to accomplish, or have already.

Protection comes in many forms. For some, protection exists in the form of conservative investment planning, or insurance company guarantees like segregated funds. For others, protection exists in the form of personal insurance like Critical Illness, Disability, or Life Insurance, providing peace of mind knowing that you and your loved ones are protected from unforeseen situations that may arise.


What are we doing all this for?

You’ve decided to create a plan, have it protected from the unforeseen, and grow it at a rate and risk that you are comfortable with.  We’ve worked diligently keeping focus on the finish line and have developed a great relationship.  Now what?

Maybe your goal was short-term or maybe you were planning for retirement.  Perhaps, you were saving for a dream vacation or planned to leave a legacy to your kids.  No matter how you slice it, none of us simply want to accumulate wealth to hold on to it – it has a purpose.  This is the point in time where you get to turn your dreams into reality and enjoy  your hard work.

The end goal is for us to help in distributing your wealth tax efficiently – we want to be your trusted advisor from start to finish!


Our FORMula covers what matters – Family, Occupation, Recreation and Money. We all have Family matters that are important to us. We all have the need to feel confident our Occupation, past or present, will allow us to accomplish our retirement dreams. Recreation; our “bucket list” of things we want to do. Finally, Money. Our behaviour with money is driven by our values and goals. Ultimately, our behaviour will determine our overall success with money and life.

Opinions and information are everywhere and that can be overwhelming. Our process is holistic and panoramic, built with the guiding light of simplicity. Let’s face the future with anticipation rather than anxiety.

Please feel free to contact us for more information or to schedule a personal appointment.

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